All-In One Account

Silkbank All-in-One Account provides you with the ultimate security and protection, amazing banking facilities and much more convenience… all absolutely free.

As a Silkbank All-in-One Account Holder, you will be provided with a host of free protection & transactional benefits. The various protection benefits offered include the following:

  • ATM & Over-the-Counter Cash Snatching
  • Mobile Snatching
  • Snatching of Vital Documents
  • Burglary of Home Contents
  • Auto-Insurance rate as low as 2.5%

Not only that, as a customer you are also entitled to a host of free banking facilities including cheque books, pay orders, intercity transactions and your very own Silkbank VISA Debit Card which provides exclusive discounts at over 100 partner outlets nationwide.

To get this amazing offer, call now at 111-100-333 or visit your nearest Silkbank branch.

Protection Benefits

Free Hold-up Insurance on Cash Withdrawals 

Liberate yourself from the fear of being robbed of your cash. Silkbank All-in-One Account provides you free snatching and hold-up cover of up to Rs. 50,000 per annum for ATM and over-the-counter cash withdrawals across Pakistan.

Through this facility, you are covered for ATM cash withdrawal snatching within a 2 km radius from the ATM, as long as you inform the Bank within 30 minutes of withdrawing your cash. You are also covered for over-the-counter cash withdrawal snatching within a 1 km radius from the Silkbank branch where you made the withdrawal, as long as you inform the Bank within 30 minutes of withdrawing your cash. Four such instances per year will be covered, and the aggregate cover amount will be Rs. 50,000.

Exclusions:

1. Strikes, war, riots, civil commotion and terrorism

2. Fraud or dishonesty by the Account Holder’s employees - permanent or contractual

3. Cash withdrawals made by any person other than the Account Holder.

Documents required for Claim Settlement:

i. Duly filled claim form

ii. ATM receipt (in the case of withdrawal from an ATM)

iii. Account statement verifying the transaction

iv. Police report/FIR (Roznamcha)

v. CNIC copy

Free Mobile Phone Insurance of Rs. 20,000 

Free yourself from the insecurity of having your mobile snatched. Silkbank All-in-One Account provides you free cover of up to Rs. 20,000 for mobile snatching. Three such instances per year will be covered, and the aggregate cover amount will be Rs. 20,000.

Exclusions:

1. Strikes, war, riots, civil commotion and terrorism

2. Incase the mobile is left unattended somewhere

3. Wear and tear over time

Documents required for Claim Settlement:

1. Police report

2. CNIC copy

3. Other important documents (specified by the Bank)

4. Duly filled claim form

Free Vital Documents Theft Insurance 

Liberate yourself from the stress of losing your vital documents, such as CNIC, Credit Cards, Driving License and Passport. Silkbank All-in-One Account provides you free cover of Rs. 5,000 for the snatching of your vital documents. This coverage can be utilized once a year and is designed to reimburse you for the cost of re-issuance of these documents.

Exclusions:

1. Strikes, war, riots, civil commotion and terrorism

2. Fraud or dishonesty by the Account Holder’s employees - permanent or contractual

Documents required for Claim Settlement:

1. Police report

2. CNIC copy

3. Other important documents (specified by the Bank) 

4. Duly filled claim form

Free Home Burglary Insurance 

Feel protected at home with Silkbank All-in-One Account. Your account provides you free cover for burglary of your house valuables. You are covered for up to Rs. 50,000 for burglary of valuables such as cash, electrical appliances, jewelry, and other important items, including Rs. 10,000 for burglary of cash and jewelry and Rs. 40,000 for other valuables. Snatching of jewelry is also covered while traveling between home and your locker at the Bank. Damage to your home contents in a fire, riot, earthquake, atmospheric disturbances and explosions is also covered. This coverage can be utilized once a year.

Exclusions:1. Willful destruction of the property.

2. Natural wear & tear.

3. The house remaining unoccupied for more than 30 consecutive days. 

4. Rare coins, rare stones.

5. Paintings, works of art and antiques.

How to Get This Ultimate Protection – Free!

You get all of the above protection free of cost, by maintaining a monthly average balance of Rs.100,000 in your All-in-One Account.

You’re Always Protected

If your account balance falls below Rs. 100,000, your protection coverage remains in place at a nominal charge of Rs.500 per month, charged upfront to ensure that you are not exposed at any time. Please note that if your account does not have at least Rs.500, you will not be eligible for these protection benefits.

Optional Insurance: Car Insurance as low as 2.5% You can now avail an unbeatable auto-insurance rate as low as 2.5%, offered exclusively for Silkbank All-in-One customers! Just visit your branch, fill out the Auto-Insurance Enrollment Form and get protected at a preferred auto-insurance rate of 2.5% for regular vehicles and 3.5% for vehicles where tracker is mandatory. Please note that the insurance coverage is subject to survey of the vehicle.

How To file a claim:

Contact your nearest Silkbank branch or call Silkbank Call Center on 111-100-777 to inform about the incident immediately. Once your incident has been reported, fill out the Insurance Claim Form, which is also available at all Silkbank branches.

1. Police report 

2. CNIC copy

3. Detailed statement

4. Other important documents (specified by the Bank)

Amazing Banking Facilities for Free!

Free Cheque Book

Just maintain a monthly average balance of Rs. 100,000 in your Silkbank All-in-One Account, and write unlimited cheques absolutely free.

Free Pay Orders & Demand Drafts

By maintaining a monthly average balance of Rs. 100,000 in your Silkbank All-in-One Account, you can issue free pay orders & demand drafts from your account as per the Bank’s Schedule of Charges.

Enjoy Banking on the Move, Free of Charge! 

By maintaining a monthly average balance of Rs. 100,000 in your Silkbank All-in-One Account, you can make intercity transactions, free of charge, as per the Bank’s Schedule of Charges.

Be Informed Through SMS Alerts! 

You can now get free SMS alerts for transactions on your account as per the Bank’s Schedule of Charges.

Enjoy Cash & Shopping Access through VISA Debit Card – Free! 

You can use your free VISA Debit Card at over 54,000 retailers in Pakistan and millions of retailers internationally. You can also use it to withdraw cash at over 4,000 ATMs nationwide, including Silkbank’s own network.

And More for Free!

Internet Banking - Free! 

You can experience internet banking through Silkbank-Direct Internet Banking, free of charge. You can view balances, avail services and conduct transactions at your own time and convenience.

SilkMobile- Silkbank Mobile Banking - Free! 

You can experience mobile banking through Silkbank’s own SilkMobile app, free of charge. You can view balances, avail many services and conduct transactions at your own time and convenience.

Get Statements Through Your Email - Free! 

You can receive e-statements in your email account at a frequency of your choice, absolutely free.

Schedule of Charges Insurance Claim Form Auto-Insurance enrollment form

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