Ready Line

When your cash runs dry…. you can count on us!

Our financial needs change at different stages of our lives. Whether it is realizing your dreams, starting a new career, beginning a new chapter with your loved one, or planning your child’s education, Silkbank’s Ready Line is here to start that journey with you. Ready Line is an evergreen Running Finance facility specifically designed to meet your emergency financial needs. It not only provides peace of mind but also helps customers meet their emergency cash needs and that too with the utmost convenience and freedom.

We believe that time is money, and therefore carry out fast processing of your application once you apply. So apply now and avail an instant credit line without the need for any collateral.

What You Can Do With Ready Line
You can use Ready Line the way you want with complete peace of mind

a. Meet your day-to-day and emergency needs e.g. education of children, health care, housing repairs, weddings, and family maintenance (including lifestyle and personal expenses)

b. Repay expensive debts like Credit Cards payments or any other type of personal loans

c. Make payments to anyone through demand drafts, pay orders, cheques and cash

Features & Benefits:

  • Credit facility of upto Rs. 2 million
  • Balance transfer facility
  • Mark-up payable for only the amount utilized
  • No collateral requirements
  • Free VISA Debit card
  • Optional Life Insurance (Credit Protector)

Instant Credit upto Rs. 2,000,000/-
Now you can get financing of upto Rs. 2 million to fulfill your financial needs. Just meet the eligibility criteria and let us help you in meeting your expectations with Ready Line. On opening a Ready Line Account, we provide you with a cheque book and a VISA debit Card, giving you the freedom to access your account anytime, anywhere!

Balance Transfer Facility
Ready Line provides you with the most affordable rates in the market. You can now repay your expensive debts on credit cards and other personal loans with reduced mark-up rates by transferring your balance on Ready Line.

Pay For Only As Much As You Use
Now you don’t need to pay mark-up on the entire credit line that has been extended to you. With Ready Line, you only have to pay mark-up on the utilized amount and only for the number of days it has been utilized. Manage your account as you deem fit and according to your needs. Monthly repayment comprises of mark-up for the number of days the facility has been used plus 1.5% of the principal of the outstanding balance.

Easy Access Nationwide!
You can access your Ready Line Account through any of our 85 branches across Pakistan or through any Silkbank, 1 Link or MNET ATM. So you now have unlimited access to your funds round the clock.

Repayment Options
You can make your monthly payments through following channels;

1. Interbank Funds Transfer (IBFT)
2. Cheque
3. Cash
4. Silkbank Direct Internet Banking Facility
5. Drop Box

Serving you 24/7
In case you have any queries, need some account-related information or have to request a pay order, you can call our toll-free line at 111-100-777 at any time. Our Phone Banking Officer will be pleased to assist you.


To avail the Ready Line facility, you should:

  • Be a Pakistani National residing in Karachi, Lahore, Rawalpindi and Islamabad
  • Have a minimum monthly income of Rs. 40,000/- if you are a Salaried person and Rs. 50,000/- if you are a Self-employed Businessman (SEB) or Self-employed Professional (SEP).
  • Be at least 21 years of age


  • Online banking facility in 33 cities of Pakistan
  • Offered in major cities of Pakistan, i.e. Karachi, Lahore, Rawalpindi, Islamabad and adjoining areas of Islamabad including Hattar, Taxila and Wah
  • Country wide 24/7 Silkbank ATM network and also network accessible from 1LINK and MNet
  • Worldwide acceptability of Silkbank Visa Debit Card
  • Optional Life Insurance (Credit Protector

Documentation Required

  • Application form
  • Copy of CNIC
  • Proof of employment or business
  • Salary Slip / Salary Certificate in case of Salaried
  • Bank Statement for the last 1 year in case of SEB / SEP

Apply Now
To avail the Ready Line facility, visit the nearest branch of Silkbank. For further information,

a. Call us at 111-100-333
b. Visit
c. Write to us at This email address is being protected from spambots. You need JavaScript enabled to view it.

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