Salary Premium Account

Silkbank’s Salary Premium Account is an exceptional current account that offers additional perks with your salary!

As a Silkbank Salary Premium Account Holder, you can avail a host of financial convenience, protection and lifestyle benefits.

1. Hassle Free Salary Processing
2. Cash Snatching Coverage
3. Discounted Auto Insurance at 2.5%!

You will also be entitled to a host of banking facilities including cheque books, pay orders, intercity transactions and VISA Debit Card.

To find out more about the Salary Premium Account and to start your payroll relationship with Silkbank, call now at 111-100-333 or visit your nearest Silkbank branch.

CASH PROTECTION

Worry-free Cash Withdrawals
Liberate yourself from the fear of being robbed of your cash. Silkbank Salary Premium Account provides you coverage against hold-up and cash snatching up to Rs. 50,000 per annum for ATM and over-the-counter cash withdrawals across Pakistan.

Through this facility you are covered for ATM cash withdrawal snatching within a 2 km radius from the ATM as long as you inform the Bank within 30 minutes of withdrawing your cash. You are also covered for over-the-counter cash withdrawal snatching within a 1 km radius from the Silkbank branch where you made the withdrawal as long as you inform the Bank within 30 minutes of withdrawing your cash. Four such theft instances per year will be covered and the aggregate cover amount will be Rs. 50,000. The coverage applies to the primary account holder or authorized signatory.

Incidents Not Covered

  • Strikes, war, riots, civil commotion and terrorism
  • Fraud or dishonesty by the account holder’s employees - permanent or contractual
  • Cash withdrawals made by any person other than the account holder

Claims Process
To file a claim, contact your nearest Silkbank branch or call Silkbank Contact Center on 111-100-777 to inform about the incident immediately. Once your incident has been reported, fill out the Insurance Claim Form, which is available at all Silkbank branches.

Please also attach the following documents with it:

  • ATM receipt (in case of ATM withdrawals)
  • Bank statement (in case of over-the-counter withdrawals)
  • Police report
  • CNIC copy
  • Other important documents (specified by the Bank)

TRANSACTION BENEFITS

Free Cheque Book
With your Silkbank Salary Premium Account, you are entitled to a free starter cheque book allowing you instant access to your funds.

Pay Order & Demand Drafts
Silkbank Salary Premium Account enables you to issue pay orders and demand drafts from your account as per the Bank’s Schedule of Charges.

FREE BANKING FACILITIES

Internet Banking - Free!
With the Silkbank Salary Premium Account, you can experience internet and mobile banking through Silkbank-Direct Internet Banking free of charge. You can view balances, avail services and conduct transactions at your own time and convenience.

SilkMobile- Silkbank Mobile Banking - Free!
You can experience mobile banking through Silkbank’ s own SilkMobile app, free of charge. You can view balances, avail many services and conduct transactions at your own time and convenience.

SMS Alerts - Free!
With the Silkbank Salary Premium Account, you can now get free SMS alerts for transactions on your account of your choice.

E-Statements - Free!
With the Silkbank Salary Premium Account, you can receive E-statements through your email account at a frequency of your choice absolutely free.

LIFESTYLE BENEFITS

Enjoy Cash & Shopping Access through VISA Debit Card – Free
You can now avail a host of special discounts and privileges at over 100 outlets nationwide with your Silkbank VISA Debit Card. Your free VISA Debit Card can be utilized at over 54,000 retailers in Pakistan and millions internationally. You can also use it to withdraw cash at over 4,500 ATMs nationwide including Silkbank’s own network.

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